Importance of Having Personal Injury Protection

June 21, 2019 0
Importance of Having Personal Injury Protection

Personal Injury Protection (PIP) is a type of insurance you add to your automobile insurance policy. Though mandated in some states, Personal Injury Protection remains an optional addition in to any auto insurance in Washington. PIP in your insurance policy can help you pay up for several expenses such as wage loss, loss of services, funeral, and medical expenses regardless of who is at fault.


The Benefits of Personal Injury Protection

According to law, “No new automobile liability insurance policy or renewal of such an existing policy may be issued unless Personal Injury Protection coverage is offered as an optional coverage.”. This denotes that the government also recognizes the importance of having PIP.

Personal Injury Protections’ greatest benefit is its ability to cover medical expenses. After a car accident, it is very important for the patient to be medically examined immediately. This is to ensure that no further serious personal injury can occur. PIP will cover all medical expenses depending on your policy limits. In Washington, the minimum insurance coverage is at around $10,000.00 for medical expenses incurred in about three (3) years after the accident.

PIP insurance holders may opt to visit medicinal doctors for examinations and treatments. However, it is very common that Chiropractic Doctors, who come in partnership with several auto insurance providers and law offices conducts initial physical examinations.

Personal Injuries often affect the neck, back, and spine, where the role of a chiropractor gets in being experts in manipulation and performing adjustments towards the joints and spines. Chiropractors can apply several techniques to address the personal injury acquired. Read Why Seek Help from Chiropractor for Personal Injury Cases

PIP differs from any existing third-party medical insurance such as MedPay which makes PIP more beneficial if added to your insurance policies. PIP also covers wages losses in any case the policyholder is not able to work for several weeks after the accident up to the certain limit defined in holders insurance policy.

Personal Injury Protection (PIP) to sum all its benefits is a best-buy. Premiums are low and no deductible. Very inexpensive, yet worth every penny spent if your auto insurance cannot suffice.

If you have PIP coverage and looking for Chiropractors to visit and consult with injuries acquired after such accidents, Blue Spring Chiropractic have clinics located in Bellevue, Federal Way and Lakewood, WA. You can reach us by calling 800-719-4124 to book your appointments. Our friendly staffs and chiropractors are always ready to assist you.

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